Javelin Strategy & Research’s 2016 study on identity fraud shows that one in every two scammers steals $. One in 10 people is a victim of fraud or Internet crime. The point is that fraud is the result of human error, even though it can lead people to anticipate investments and banks. As long as you draw the right conclusions and remain vigilant, you can do a lot for your safety. You can see here some tips for safer online banking.
Protect Your Password
Use a strong password. Password123, qwerty (one of the most common passwords), your name, phone number, or children’s and pets’ names are easy to remember, so avoid them to be safe online. Don’t save it and share it with others. Use a password manager if you can’t remember your password. Be careful when you answer a phone call pretending to be from the bank, and asking if it is fraudulent or confirming your account information. You may also receive fraudulent e-mails. Specify the account type in the URL. Be sure to disable it if you have enabled automatic work for bank forms.
Use a Secure Connection
Do not receive your bank account through public links, close the window and do not access the site on your bank’s servers, and always log out when you are done. Use a VPN service for your account whenever possible. Another step is to use a separate browser to receive your bank account on the Internet. To browse, use Firefox for your banking business if you use Chrome or Explorer for browsing.
Utilize Your Bank Security
Use a one time password for safer online banking. Sign up to exchange notifications and listen to them. People filter or store these messages without checking them. Check your bills if something seems out of place and contact your service provider.
Protect Your Devices
To increase security, make sure your devices are protected from viruses, hackers, and malware. Be prepared and set-up a firewall. Keep your operating system up-to-date and enable security levels.