We all know that borrowing money can be a complex process. You may need to fill out credit applications, provide financial information and go through an intense application process before you find the best online loans for your needs. But now there is help! We will list down all the good lenders online with the best rates and terms available on the web – all from the comfort of your home.
LightStream is one of the best online lenders. They offer a great rate and give you money straight to your bank account in as little as 48 hours. This is also unique among top online lenders because it offers personal loans with interest rates fixed for the loan’s entire lifetime, rather than “adjusting” over time based on your creditworthiness.
This type of loan is great for new graduates, but they also offer loans to professionals looking to consolidate debt or finance major purchases like a car or home renovation. With an interest rate starting at just over three percent and no origination fees, LightStream offers some of the best rates on personal loans available right now.